Access to safe, affordable housing is one of the most pressing civic issues facing the Tri-Cities today. With population growth, rising costs, and changing demographics, residents need clear information about what new policies mean for them—whether they’re looking for an affordable rental, hoping to earn extra income through secondary suites, or exploring reverse mortgages to stay financially secure in retirement.

Sherry Soltani – Local Journalism Initiative

In a recent conversation with housing expert Mary Saleh, the Tri-Cities community got a clearer picture of how B.C.'s shifting housing policies are starting to affect everyday residents. Saleh, a dedicated housing consultant, outlined key reforms aimed at making housing more accessible across Coquitlam, Port Coquitlam, and Port Moody.

She began by highlighting the province's renewed commitment to building affordable homes. Municipalities are now under greater pressure to approve developments faster, with oversight from a new provincial body ensuring that red tape doesn’t stall progress. That means more homes, built more quickly—and often using cost-efficient modular designs that serve low-income individuals, seniors, and people with disabilities.

Saleh also emphasized that access to these new units is based on eligibility, prioritizing Canadian citizens and permanent residents facing economic or social hardship. While these programs support refugee claimants and large families, they are not designed for newcomers without legal status or recent arrivals still awaiting permanent residency.

Across the Tri-Cities, zoning laws are being rewritten to accommodate a new era of housing. Homeowners now have the legal green light to add secondary suites or basement units to their properties, with government loans available to help cover the cost. These changes are meant to encourage small-scale, community-based rentals that benefit both landlords and tenants.

For those with larger lots or properties near transit hubs, the opportunity is even greater. New zoning regulations now permit multi-unit builds—such as duplexes, triplexes, and small multiplexes—without lengthy application processes. Saleh says this shift opens the door for middle-income families to invest in real estate while also easing the region’s rental pressure.

Financing remains a key concern, but options are expanding. Saleh explained that many residents are turning to construction-specific mortgages to fund new units. Others, particularly retirees, are exploring reverse mortgages to tap into home equity for renovations, care costs, or supplemental income.

However, she warns that reverse mortgages should be taken with care. While they offer financial flexibility without monthly payments, they can erode long-term equity and reduce what families pass on to their children.

In closing, Saleh urged residents to learn more about these evolving programs and speak to professionals before making major decisions. “The rules are changing quickly,” she said, “but with the right guidance, these changes can be a turning point for many in our community.”

As Tri-Cities residents navigate the complex housing landscape, Saleh’s insights offer a timely guide—one grounded in local knowledge, compassion, and practical advice.

Sherry concluded that this information is vital for Persian residents in the Tri-Cities, where many community members have pressing questions about housing, zoning, and financial options. Sharing this knowledge helps ensure people have the tools they need to make informed decisions and build a more secure future for their families.